{"_editor_airtable_record_id":"rectPSjSxjsRAYorE","ai_json_enabled":true,"answer":"Three figures should be prepared: (1) cash required to complete the purchase\u2014covering the sale price, transfer taxes, stamp duties, legal fees, and any deposits; (2) normal annual running cost\u2014HOA or estate fees (if applicable), utilities, maintenance, insurance and expected annual increases; and (3) a repair reserve\u2014to fund unexpected repairs or major replacements over time. Have your Thai lawyer or accountant prepare formal calculations based on the exact contract and property details, and request separate seller estimates from invoices plus independent calculations to avoid mixing figures. Distinguish one-off costs from recurring costs and note items that could change with currency, occupancy or ownership structure. Tie payments to verifiable milestones or progress where possible. Be mindful of potential tax changes and ensure the contract provides protections. Keep written notes and attach supporting documents for each figure so you can adjust if circumstances change.","answer_source":"openai_conversational_breadcrumb","category":"Costs, Taxes & Ongoing Budget","category_slug":"property-costs-and-taxes","confidence":"grounded_in_approved_property_guide_context","created_at":"2026-09-19T19:42:38+00:00","daily_publish_cap":3,"date_published":"2026-09-19","display_date":"2026-09-19","drip_batch":"2026-09-20","drip_status":"daily_auto_published","freshness_warning":"Property prices, availability, construction progress, rental rules, development policies and legal requirements can change. Confirm current details with the developer, seller, property manager, qualified Thai lawyer or appropriate professional.","id":"phuket-property-guide--daily-20260920-03-05055bbd30","image_ids":["[\"[\\\"phpg_img_949eca25_053\\\"\"","\"\\\"phpg_img_949eca25_047\\\"\"","\"\\\"phpg_img_949eca25_054\\\"\"","\"\\\"phpg_img_949eca25_055\\\"\"","\"\\\"phpg_img_949eca25_056\\\"]\"]"],"json_url":"/answer/what-exactly-should-be-included-in-the-three-figures-for-completion-costs.json","last_updated":"2026-09-19T19:42:38+00:00","public_disclaimer":"This is general property guide information only, not legal, tax, financial or investment advice. Confirm the current position before signing documents or transferring funds.","publish_status":"published","published":true,"published_at":"2026-09-19T19:42:38+00:00","qa_id":"phuket-property-guide--daily-20260920-03-05055bbd30","question":"What exactly should be included in the three figures for completion costs?","question_intent":"evidence","rss_enabled":true,"rss_pub_date":"Sat, 19 Sep 2026 19:42:38 GMT","schema_enabled":true,"site_key":"phuket-property-guide","slug":"what-exactly-should-be-included-in-the-three-figures-for-completion-costs","source":"daily_auto_digital_twin_property_guide","source_record_ids":["[]"],"source_type":"daily_auto_digital_twin_property_guide","source_urls":["[]"],"status":"published","tags":["[\"conversation follow-up\"","\"daily_property_guide\"","\"Costs","Taxes & Ongoing Budget\"","\"daily_auto\"","\"digital_twin\"]"],"updated_at":"2026-09-19T19:42:38+00:00"}